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Make the Most of Your Next Move

With H4P, Explore Options to Maximize Your Home and Retirement Potential
  • Achieve More
    Turn your home sale proceeds into greater possibilities—buy the home you truly want or preserve more cash for your retirement.
  • Enjoy the Freedom
    Secure the right home without the burden of monthly mortgage payments, giving you the flexibility to focus on what matters most.
  • Get Expert Guidance
    With decades of experience, we’ll guide you through your options to make the best choice for your retirement goals.

Don’t Let Your Next Move Limit Your Financial Freedom

  • *Paying All Cash Means...
    Your largest asset—your home equity—is locked away again, leaving you house rich and cash poor.
  • *Settling for Less Is Simply Wrong
    Choosing a home that doesn’t match your lifestyle or passing on upgrades that would enhance your comfort limits the possibilities you worked so hard for.
  • *Unlock True Financial Flexibility
    Using H4P allows you to invest strategically, giving you the confidence and security to enjoy the lifestyle you’ve envisioned.

Don’t let outdated strategies hold you back. With H4P, your next move can unlock financial freedom and set the stage for a lifestyle full of possibilities.

Here’s How We Make Your H4P Home Purchase Smooth and Simple

  • We Educate Everyone Involved.
    Listing agents may not be familiar with H4P loans. We ensure they understand that with a significant down payment—often close to 60%—an H4P transaction is as strong as a cash offer, giving you a competitive edge.
  • We Anticipate Challenges and Solve Them Early.
    H4P transactions require specialized knowledge. We handle the complexities upfront, ensuring a smooth and stress-free process.
  • We Tailor Your Loan Strategy to Your Goals.
    Every client is unique, and so is every loan. We craft a plan that lets you secure the home you want while keeping your financial future in focus.
  • We’re Your Advocate at Every Step.
    From pre-approval to closing, we communicate with all parties to make sure your transaction is seamless. We even call the listing agent to reinforce your qualifications and the strength of your offer.

Almost all of our business comes from our happy clients and partner referrals.
We will work like crazy so we can add you to the long list of happy clients:

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DOWNLOAD YOUR FREE GUIDE:

An Essential Guide to HECM for Purchase

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How I Can Help

  • Turn Home Equity into Financial Flexibility
    Purchase your next home with an H4P, conserving cash, affording the home you truly want, and eliminating required monthly mortgage payments.
  • Achieve More With Your Retirement Home
    An H4P lets you secure the home you’ve always envisioned while keeping your financial future flexible and secure.
  • Even If You Recently Purchased Your Home, You Could Benefit From a Reverse Mortgage Loan Line of Credit
    Whether you have a small mortgage or own your home outright, a reverse mortgage loan credit line provides financial reserves you can rely on.

Stop feeling stressed about your finances. With the right strategy, you can achieve more than you ever dreamed in your next chapter.

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What Our Clients Have to Say

"My wife Teresa and I have been very happy in our dealings with Clive Selland of Signet Mortgage. Clive held our hands and guided through the complexities of the Reverse Mortgage procedures., the result : our current confident and secure home situation. We have no hesitation in firmly recommending his company."

—Edmund S., July 22, 2024

We help you find the right loan

  • * Reverse Mortgage Loan Options
    Choose from variable or fixed-rate H4P options tailored to your needs and goals.
  • * Flexibility for Unique Situations
    We specialize in handling transactions with “wrinkles,” ensuring you get the right solution even in complex scenarios.
  • * Solutions for Exceptional Properties
    We can assist with reverse mortgage loan purchases for homes valued up to $4 million—no matter your goals, we’ll help you make it happen.
  • Schedule a Conversation
    Clay will review your goals, explore opportunities, and outline a plan to help you achieve what matters most.
  • Move Forward with Confidence
    Get pre-approved and let us shop your loan among leading wholesale lenders to secure the best option for your needs. Together, we’ll ensure a smooth process with no surprises.
  • Close on Your New Home and Relax
    Put financing behind you with confidence, knowing you’ve partnered with the right guide. Live well, enjoy your new home, and embrace your ideal lifestyle.

What happens when you choose to work with Signet Reverse Mortgage

At Signet we know it can be hard to feel confident that your finances can handle all the ups and downs ahead. With personalized attention and guidance, we help our clients stop feeling stressed and anxious about their biggest financial decisions and instead accomplish more than they dreamed of.

We get your deal done, no drama and on time.
  • Sending a client off to find their own mortgage loan means you miss the opportunity to position yourself as a trusted resource.
  • Pre approval letter has "meat" and makes you look good
  • We call the listing agent and share how well qualified you are
Schedule a Conversation

Discover how the H4P (Home Equity Conversion Mortgage for Purchase) can boost your real estate business while providing exceptional value to your senior clients.

Please provide the following details, and you will receive a direct link to the webinar recording:

*You can be 100% sure we will never ever sell your contact information.